Price tag on new vehicles!! OUCH

[Jack of all Trapping]

I was down in Albany visiting Sis yesterday. While waiting for her to get done at work, I went to a couple car lots looking at trucks. I was just tire kicking. All I can say is, it will be a cold day in hell before I spend anywhere close to that on a piece of metal!!! I could afford a new one without any problem but I am a frugal ba$turd too!!! I remembered what JC said under the "Memories" subject message about his New Hampshire property and it got me thinking. These things depreciate the day they leave the car lot.. Land don't!!! I would rather have more land(the farm I am looking at) and maybe pay on that for 5 or 6 years than pay on a truck for the same amount of time. A old boy comes up to my place about once a month in his shiny Ford truck. He pays close to $500.00 a month for it plus insurance. 6 years he has to pay!! That's approx 36,000.00!!!! He told me he put $5,000.00 down!!!. I own 3 vehicles and never had a payment on any. They ain't pretty like his, but neither am I. . I will continue to drive them and put my money in my sock!!!

[Deleted]

I couldn't agree more. Not saying someone spending buko cash on a ride is wrong, but it's not for me. I've only owned 2 vehicles in the past 19 years. I simply think of them as a means from point A to point B. There are 2 times a vehicle I own are actually clean. The day I buy it, and the day after I sell it

For the price of some of these new pick-ups, you can buy a decent chunk of property to call your own. My one sister always says to me "you have a great property out here! Wish we had some land like this".
I want so bad to say..."Quit spending $10 to $15 grand a year on vacations, and you could have a nice spread of property"

[Jack of all Trapping]

Exactly CJ !!!! expensive vacations, cars, trucks, designer clothes, going to coffee house every morning and the big one---credit card payments!!!! Guys like us must be a anomoly to such people. I say, so be it!!! ;D

[Admin]

Yep... aside from I'm a total loss for words when I see what people are paying for vehicles now. When you get me on the subject of finances and frugalness, LIFE in general, dreams and the importance in fulfilling them, taxes and tax deductions... I can ramble on a bit. So I will try to refrain from doing so even though this thread is right up my alley.

CJ nailed it pretty well with the comments from his sister regarding his acreage etc as I get that all the time. Most of my friends and family are envious of my freedom and low cost lifestyle cause they all want the same thing. What really confuses me though, is if all these people want a cabin in the woods, a carefree low cost lifestyle and be free from the 40 hour grind, then why did they saddle themselves with a 40 year mortgage in suburbia. Most of the folks I know live in the opposite situation of what they dream of and pay outrageous dues to do so. I'm still driving the same Toyota mini van that I bought in 05 for 3 grand and it runs like a top. It aint pretty but neither is a big car payment. I bought a Tundra a few years ago for when I need to tow my Ranger or boat or camper around but that was a tax writeoff for the business anyway and didn't pay much for it. Like the others that have commented on this thread, I agree with ya'll. I'd much rather see my earnings go to acreage than car payments. The new vehicles break down as often as the old ones do anyway.

[Deleted]

So, the sister I'm referring to above...and don't get me wrong, I love her as equally as the other 2 sisters, is "in" on the butcher chickens I picked up last month. She will happily pay for them, for what I have in them.
Now, keep in mind, for the past 30 years, she knows I hunt, fish, trap, go turtling, go frog'n, and harvest and eat wild forage. She knows I have a grand in proccessing equipment. Then she asks me in an email...

"Where you taking the chickens to get processed?"

I told her I will take care of that, and all you have to do is come out that afternoon, and pick up your 5, completely Walmart looking, fully dressed whole chickens.

She replied....."That's great, but can they be cut up into breasts, legs, wings and thighs too?"

[Jack of all Trapping]

I think we have the same sister!!! LOL

[paddyg441]

[quote That's great, but can they be cut up into breasts, legs, wings and thighs too [/quote]

Family never Fails to "Amaze Me", surprised they even Know we are "Related"!!! :- [ .

[reddog15]

I miss the days off having no car payment in one sense. But on the other hand of me traveling hundreds upon hundreds of miles pulling a trailer to go racing I can say that I'm more than happy to pay the monthly payment on my diesel. I look at it as my child.

[Brad H.]

Saw this the other day and feels like it fits pretty well on this thread. Too many folks out there trying to keep up with the jones's. I'd be lying if I said I didn't get into it at one point but thank god I was brought back down to my backwoods, redneck roots!

[FLORIDA SNAREMAN]

I drive a 1986 Toyota 4x4 it does me just fine I would rather make a few repairs ever now and then than pay 500 a month for a new truck, plus 200 a month for full coverage and don,t forget gas 90 a month.....now you looking at 790.00 a month just to have that new smell.........this is not for me.......

[Jack of all Trapping]

Amen Brother!!! 500.00 a month x 12 months == Ka-ching!!!!

[TRAPnHUNT]

I've only had one truck where I made payments on and that was my first F150. I hate making payments like all of us. If I can't pay cash for a new vehicle, I walk away. With that past 3 trucks, I talk theym down and when they say that they can't lower the price any more, I tell them that they better or I'm headed down the road. Once we settle on a price, they expect to make up the difference in the payments. They always do, but when the financial officer comes out to talk about a payment plan, I pretty much already have the check wrote out and they hate that s**t. They miss out on thousands of dollars because they have been trumped and they cut their own throat trying to get money in a different way.

[Jack]

May 16, 2013 22:52:25 GMT -5 Brad H. said:

Saw this the other day and feels like it fits pretty well on this thread. Too many folks out there trying to keep up with the jones's. I'd be lying if I said I didn't get into it at one point but thank god I was brought back down to my backwoods, redneck roots!

I bought a new vehicle...once! After paying all of the interest, and being forced to buy full coverage insurance, until the loan was paid off was just plain stupid IMHO. Only way I'll ever do that again is if I have the cash in hand. Not sure I'd even do it then?

Having the cash and being ready to pounce on a really good deal...and the patience to WAIT for a really good deal to come along is more my style. Having and actually OWNING a vehicle saves me hundreds, if not thousands, of dollars that would have ended up in the insurance company's pockets instead of mine. ;D

[nytrapper23]

May 18, 2013 9:52:51 GMT -5 TRAPnHUNT said:

I've only had one truck where I made payments on and that was my first F150. I hate making payments like all of us. If I can't pay cash for a new vehicle, I walk away. With that past 3 trucks, I talk theym down and when they say that they can't lower the price any more, I tell them that they better or I'm headed down the road. Once we settle on a price, they expect to make up the difference in the payments. They always do, but when the financial officer comes out to talk about a payment plan, I pretty much already have the check wrote out and they hate that s**t. They miss out on thousands of dollars because they have been trumped and they cut their own throat trying to get money in a different way.

thats funny,we bought a truck Like that once ,talked price,trade in ,walked out twice ,finally got them where we wanted ,he said so and so the financial person will meet with you now for your payments .we said oh we don't need that we are going to write a check.his freaking jaw hit the floor,he was pissed.they didnt treat us very well after that,we didnt care they are a ton of dealers around.

[maritimer]

I'll stick with my 98 Grand Cherokee and the 13MPG it's giving me.

[Jack of all Trapping]

Me too!!!! 98 Jeep Cherokee !!!! The thing runs and runs!!! 172,000 miles and uses no oil. ;D

[blueduck]

I just had a new clutch put into my 94 Toyota pick up. While Im not happy about it, its money well spent. That's the first major repair bill in 239,000 miles. Id like to have a new rig, but can't pull the trigger on one. Ill most likely keep patching old grey up as needed. I also have a 91 Ford 4x4 that does the heavy lifting. It only has 86,000 miles on it. I only use it for wood cutting, going to the dump and when the snow gets deep. I bitch once in a while about having to maintain two rigs, but one or two months worth of payments on a new one will keep both of them going all year.

[cbul]

Don't spend a lot on a car and you will not loose a lot.
The sad truth is what ever you spend you will loose.
Insurance is just a sham!!!! I do have it but hate the cost and would rather not. "paying for a promise"

These things we buy with wheels are disposable. Keep that in your mind.

[swampcat]

I checked prices on small trucks, they all told me I could buy a big truck for the same price. I reckon thats right, no use in buying what I wanted then.. Thought about it a while, decided to spend the money on my Dads old 68 ford step side thats been in the garage since he passed 30 years ago. Well with insurance and fixing a few small items on it new tires in all should cost a little less than 1000, and I will be riding in a classic. It does drive like a truck though.

[allforoutdoors]

I'm buying my wife a rav4 6500 sad thing is it's a 97 a it's not new. Been paying for a year and still owe over 3500. Never again. I hate that frickin thing. when it's really cold out the doors will freeze on the inside and if they decide to open, they won't shut. If they decide not to open, my 260lb arse is climbing through the hatch to the front... Not my idea to start off a Monday morning before work

[northwind]

If you plan on keeping a vehicle a long time, it is generally better to purchase new rather than used. By doing this you know the maintenance schedule from day one. Where I live in WI, the body of the vehicle wears out long before the chassis, it is really sad. Stay away from as many electronic do-dads and such as you can for a more dependable vehicle in the long run, especially if you plan on keeping it a long time.

[barkspud]

Never would I own a new truck unless it was given to me then I would probably sell it.Then buy a truck iI like and fix it up, buy a used sled, four Wheeler, canoe, skiff a d fix all them the way I want them. I got friend that complain none stop about insurance and payments screw that..cash its mine and I do all my own wrenching ain't nothing I can't build or weld up or fix. Man they complain about scratches and spend countless our waxing while I'm fishing .... cj your a man after my own heart I use my trucks hard so no need for fancy paint. If it doesn't come with dents then let's get into the woods and fix that.. . 40, 000 for a truck hell no. Watch gas monkey garage and see what they can build for that amount of cash that will hold its value or go up. If I was to spend that much would be classic Sunday driver...

[muskrat24]

Never owned a new vehicle. Recently thought about buying a newer one but like most have said the payments and insurance wouldn't be feasible. Especially when my 95 Cherokee is getting me along just fine.

[Jack of all Trapping]

1998 Jeep Cherokee here. Runs like a top. 201,000 miles now. Also a 1962 CJ-5 and a 2010 Kia for distance traveling to see Sis. All paid for.

[farmertrappe]

Being a small business owner that relies on my one truck for my income I have always bought new since 1992. I would wear out Chevy's and GMC's in about 125000 miles of towing. I got a Ford 2500HD in 2004, $28000 freaking dollars then. Now over $40000 with tons of crap on them I don't want. With 250000 plus miles on the Ford now and the price of replacement for a new one, NO FRICKIN WAY. I just put around a grand in the Ford to smooth out the ride some (that's two payments on new). I'm loading Mommma up tomorrow and doing a burn and turn to Ohio from Maryland and back with confidence. I looked at a 2010 Ford 2500HD Diesel it was $30000. I'm looking for a cheap ranger to ride in and save the 2500 for making money. New just ain't worth it.

[farmertrappe]

Well darn it I pulled this old thread up cause the good ole 04 Ford 2500 days might be done. 280,000 miles, using oil, tranny won't go in low, need $1000.00 worth of rubber and on top of that I got rear ended last Tues eve. Other insurance company will pay $2900 for the repair. Can't find a decent 2500 used, found two used 2014 for $56,000 and $47,000??? (my first house and 2 acres cost $42,000) After two hours at the dealership and looking at the second least expensive 2015, I'm still in shock. My trade value went up $1000. and the price dropped a few grand and they wanted me to take her tonight bad but I would not commit till Tuesday after I find out for sure how much I can get from the insurance company for a cash buy out on the repair. They will work with me and take the insurance cash and not fix the truck, just wholesale her and put money on my deal.
The thought of payments for years and years makes my stomach turn, but knowing I've got 40 plus boats to haul out for the winter and a long haul scheduled for this winter I think I'm going to bite the bullet.

[Brad H.]

Good luck man. I know it hurts to bite the bullet but the warranty sure will be nice. Be sure to post pictures of your new girl!

[soldim]

Oct 17, 2014 20:09:57 GMT -5 farmertrappe said:

I think I'm going to bite the bullet.

I feel your pain.... I certainly hate spending money on a brand new vehicle that's not new anymore as soon as I park it on my driveway.

Last car I bought had been used for test drives by potential customers for the same model... a couple of thousand miles and 9 months knocked $20.000 of the price -- paying cash in hand also helps us keeping our monthly payments in check

[coyote44]

I have to agree with some of the comments but not all of them. I had a friend who worked for IBM drove junk all his life but had thousands of shares of IBM. He was so tight he squeezed the nickel so hard that the Indian was riding the buffalo. He told me between stock and savings he was worth three quarters of a million. Then one day he was diagnosed with stage 4 brain cancer and died one year later never spending one penny of his money. I guess what I trying to say is that you're looking at the grass the wrong way a lot longer than the right way so if you can afford it why not enjoy the fruits of your labor. My two cents

[silentnight]

while i hate paying 500 a month and 100 plus on insurance plus a 100 in gas a week, im not gonna lie and say i hate having a new vehicle. like everyone else id love to have my own place with land, however at 20 years old i didnt think quite like that, i was tired of being nickeled and dimed by my little ranger. so i went ahead and bought a 2010 f-150 in 2011, sticker price when said and done was 26,400. I personally thought i was making out good, but iv never been accused of being real bright haha. 

after reading posts on here and talking with others, i dont think i could ever do it again.... i sit and think of how much money ive sent away for this truck and imagine would i could have if i didnt buy the truck. guess couple good things came from it though, i have my own vehicle thats reliable (for now) and it helped build my credit up a little.